If you’ve missed the chance to apply for affordable housing under the Pradhan Mantri Awas Yojana (PMAY), here’s some relief. The Central Government has officially extended the application deadline, giving more time to eligible beneficiaries to avail themselves of the scheme’s benefits.
What Is PM Awas Yojana (PMAY)?
Launched in 2015, the Pradhan Mantri Awas Yojana (Urban) aims to provide affordable housing to all urban residents, especially for Economically Weaker Sections (EWS), Low Income Groups (LIG), and Middle Income Groups (MIG).
One of the major benefits includes interest subsidies of up to ₹2.67 lakh on home loans under the Credit Linked Subsidy Scheme (CLSS).
Why Was the Deadline Extended?
Due to rising demand and pending applications, the government has decided to extend the timeline to allow more families to benefit from the scheme. Several states and urban local bodies had requested more time to process applications and complete beneficiary identification.
A senior Ministry official stated:
“The extension aims to ensure that no eligible family is left behind due to logistical or procedural delays.”
Who Can Apply for PMAY?
✔️ Eligibility Criteria:
- Must be a first-time homebuyer
- Family should not own a pucca house anywhere in India
- Annual household income up to ₹18 lakh (varies by category)
- Applicant must fall under EWS, LIG, MIG-I, or MIG-II categories
- Women ownership is mandatory in certain categories (EWS/LIG)
How to Apply for PMAY
You can apply online through the official website:
🌐 https://pmaymis.gov.in
📝 Steps to Apply:
- Visit the PMAY official portal
- Select “Citizen Assessment”
- Fill in the Aadhaar number and other personal details
- Submit income proof and required documents
- Track your application status online
Final Reminder: Apply Before the New Last Date
This extension is a golden opportunity for thousands of families looking to secure a subsidized home loan and move into their dream home. Make sure to apply before the new last date and avoid the last-minute rush.
